Thanks for all your help and advice during the past year. I have moved into retirement with your help and guidance.  You provided all the tools I needed to make an informed decision.  Your financial plan was thorough, concise, easy to read and clearly set out the fees, which was very important to me. Most of all, thank you for making the process so easy and enjoyable and for never pressuring me into a decision. I am extremely pleased with the outcome and feel financially secure about the future.